It is extremely important that commercial truck drivers some type of health plan due to the high rate of diseases and injuries they have suffered. Most commercial truck drivers health is not the best and could be improved by a better selection of food. In general, there are many systems driver too many bad food choices. High blood pressure, diabetes and obesity are some conditions that require regular medical treatment. Accidents, injuries, heart attack and stroke are some of the major diseases that drivers must receive emergency room care. The insurance cover for drivers these conditions and more. Health insurance plans of her usual health insurance or major medical insurance offer differentiated.
Medicare covers procedures for routine regularly. This includes regular checkups and common diseases. It also colds, influenza vaccines, vaccines, ear infections, minor injuries, etc. It includes not include serious health problems.
Major medical insurance is for serious health problems. These include diseases such as cancer, heart disease, strokes, accidents, etc. No one can predict when a medical emergency occurs, it could happen anywhere, anytime n anybody. Serious medical problems such as these are very expensive and could financially those who lay waste not covered by insurance.
Major medical plans are often sold in combination with a comprehensive health care plan that covers preventive. It can be used to the cost of basic medical care, such as visits to the doctor for routine such as infections, colds, flu, minor injuries, etc. The other can be used to cover costly visits to cover emergency and treat serious diseases and long-term conditions.
Many commercial truck drivers have no health insurance, especially for independent operators. Fortunately, a new plan by the independent owner and operator of Drivers Association (OOIDA) proposed by helping a plan of care for primary care. OOIDA is a company that fights for the rights of all professional drivers. OOIDA has developed a plan called "My Community Care". This is not an insurance policy, but a membership program that provides medical care for injuries or illnesses as well as health care and wellness services. This plan does not apply to fatal illnesses or severe injuries. The health plan is for truck drivers and their families.
It is a membership based program that interested riders should join OOIDA and can make for a very small amount. Enroll new members have 60 days from the effective date of their membership in the "My Community Care" program. Registration for "My Community Care" program for current members has until 31 May 2012 extended. The cost for this program is $ 89.00 per month. This is the only cost for most services. All visitors of the Center for you and your family will be provided for free. Infants are eligible if they reach the age of six months. Adults covered children aged of 26. There are no exceptions for pre-existing conditions. There is no deductible or co-pays in the centers of the direct health care costs. This is certainly a very affordable option for many drivers.
The services include illness, injury, prevention, care and emergency care. The range of services include vaccinations, colds, flu, sprains, back pain, urinary tract infections, minor burns, infections of the sinuses, bronchitis and annual work programs, school, sports and DOT physicals. Additional services are offered, are X-ray and imaging services. Limited laboratory is provided free of charge.
OOIDA has contracted with more than 1300 centers direct health care costs by the United States to offer this service. One of the participating centers, Concentra Medical Center. Many truck drivers are already familiar with Concentra because it is a place where to get many of them medical care and get their DOT physical. The services of these health centers are directly, without additional costs. A national network of more than 17,000 suppliers were charged for additional services such as chiropractic and physiotherapy. These services are offered to members at a discount of 25% to 30%. Hotel discounts are available in glasses with contact lenses, medication, dental care and treatment of diabetes care. Discounts are also available for MRI and CT. Other services include a nurse and doctor hotline 24 hours. All services are available at all locations.
All commercial truck drivers who are members of OOIDA are participating to participate in this program. Many insured drivers and their families moved or went without medical care, even if they are sick because. Lack of funds With this plan, could any of them to get medical care when needed. Truck driver health will improve with regular access to health care. Now, this is not an insurance program, it is a program that can access the drivers and have the assurance that they and their families can get basic medical care minimum cost.